Real estate appraisal services for homeowners in the city of Branford and New Haven County

The top reasons CT homeowners need P C Appraisal Services:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a CT property tax assessment
Remove PMI to cut your mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a CT divorce, when real estate needs to be divided
To settle an estate in New Haven county or CT by determining the true market value of property in question

Need help determining the value of your house in or near Branford, CT?
Contact P C Appraisal Services.

At P C Appraisal Services, we understand the special needs of a customer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are experts in helping people just like you abolish undesirable PMI insurance.

Challenge property tax assessments

If you live in a local area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from P C Appraisal Services is your perfect weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can this be difficult from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. P C Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? P C Appraisal Services offers field reviews where we'll go out and check the subject and comparables. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? P C Appraisal Services can help you with that. While usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.