Attention homeowners: Real estate appraisal services for in Branford and New Haven County

Check out the top seven reasons CT homeowners hire P C Appraisal Services:

To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
To cut your mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in New Haven county or CT by determining the true market value of real estate in question

Need help deciding the value of your home in or near Branford, CT?
Contact P C Appraisal Services.

We at P C Appraisal Services understand the particular needs of a customer in need of appraisal services. Our usual business clients are used to the appraisal process and the usual "products" we deliver to them. Being a regular homeowner that ordinarily doesn't look at appraisals on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping consumers just like you delete unnecessary PMI insurance.

Challenging New Haven county's assessment of your property

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other houses nearby. That means you are paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from P C Appraisal Services is your number one weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. P C Appraisal Services can provide you with efficient appraisal to help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for precision, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from P C Appraisal Services can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? P C Appraisal Services can We can assist you. Even though this is typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your property.